% 7% APY

Your savings, working harder.

Earn 7% APY on your dollars with daily compounding, instant withdrawals, and insurance coverage. Start with or without crypto — deposit by card, bank transfer, or directly in stablecoins.

  • 7% APY on your dollars
  • Deposit by card, transfer, or crypto
  • Withdraw anytime, 24/7

Example balance

$12,458.32

7% APY

Compounded every second

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Start earning in 2 minutes

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Powered by industry leaders

Circle Based in French Polynesia Active since 2020 2,000+ investors
Why Coinstancy beats your bank

Why Coinstancy beats your bank

Traditional Bank

Low returns

2%
  • 0.5–2% APY on average
  • Monthly or quarterly interest
  • Hidden fees eat into returns
  • Withdrawal delays or penalties
  • No transparency on fund usage

Coinstancy Savings

7% APY

7%
  • 7% APY on your dollars
  • Interest compounds daily
  • Transparent, no hidden fees
  • Instant withdrawals, 24/7
  • Insured via OpenCover
The Dollar Savings Pool

The Dollar Savings Pool

High-performance savings in dollars. Deposit by card, bank transfer, or crypto. Powered by audited DeFi protocols.

  • 7% APY

    Fixed yield, daily compounding

  • Flexible deposits

    Credit card, SEPA/Wire transfer, or crypto (USDC/USDT)

  • Instant withdrawal

    24/7, no lock-up period or penalty

  • Insured & audited

    Audited DeFi protocols, OpenCover insurance

Start saving
S

Savings Pool

USDC • Daily compound

Live

Your balance

$12,458.32

7% APY

+$0.00 today

30d yield

+$72.41

Total earned

+$458.32

Coverage

100%

Protocols used

Beefy Avantis YO Protocol Lighter Paradex Balancer Curve
5-year projection on $10,000

Calculate your potential earnings.

See how daily compounding outperforms traditional banking over time.

C
Coinstancy 7%
Traditional Bank ~2%
$
Duration
1 year 10 years

Projected Balance

$12,250.43

+ $2,250.43 profit

Past performance does not guarantee future results. Projections are for illustration purposes only.

How it works

From sign-up to earning interest in under 5 minutes.

Create your account

Sign up with your email in under 2 minutes.

Fund your account

Deposit by credit card, bank transfer, or directly in crypto (USDC).

Start earning

Your dollars earn 7% APY from day one. Minimum $10.

Watch it compound

Interest is added to your balance automatically, every day.

Security you can trust

Security you can trust

  • MPC Custody

    Multi-Party Computation technology secures your assets. No single point of failure.

  • 100% Solvency

    All assets are backed 1:1. Segregated wallets for every client.

  • Audited Protocols

    Only battle-tested, audited DeFi protocols. Beefy, Curve, Balancer, and more.

  • Insurance Coverage

    Smart contract risks covered by OpenCover. Protection against bugs and exploits.

VAULT_ID: 0x8F...3A STATUS: SECURE

Multi-Party Computation

Policy Engine Active

ENCRYPTION AES-256

Frequently asked questions

Yields are automatically collected and added to your balance every day. No action required from you.

Funds are allocated across multiple audited DeFi protocols (Beefy, Curve, Balancer, etc.) on several blockchains to ensure stable yields.

Insurance claims are filed with OpenCover. Coverage includes smart contract bugs, code errors, and oracle manipulation.

You can deposit by credit card (Visa/Mastercard), bank transfer (SEPA/wire), or directly in crypto (USDC). No prior crypto knowledge required.

Yes. Instant withdrawals, 24/7. No lock-up period, no penalties.

7% APY USDC

Start earning 7% APY today.

From $10. Daily compounding. Withdraw anytime.

Create my free account